Privacy Policy
LoanKiDukaan.com (Website) recognizes the significance of preserving your privacy. LoanKiDukaan.com is dedicated to maintain the security, integrity and confidentiality of all the data of our users. The Privacy Policy explains how LoanKiDukaan.com collects and manages particular information which it may gather and/or obtain from through the assistance of this Website/portal.
Kindly read below for particulars on the kind of information we will possibly collect from you, how those facts will be utilized in relation to the services advanced via the website and those common with the business associates. The Privacy Policy is applicable to present and existing users of our website as well as to our online visitors. You choose to agree to this Privacy Policy by visiting and/or accessing our portal.
By making use of the LoanKiDukaan.com and/or registering at Loankidukaan.com you approve Loan Ki Dukaan (comprising its business associates, representatives and partners) to communicate with you through phone call, email or sms and provide you with the services for the product you have chosen, conveying product information, proposing promotional deals available on LoanKiDukaan.com and offers by the commercial partners and related third parties, for the purpose of which your data shall be obtained in a way outlined under the Policy. You hereby decide that you allow LoanKiDukaan.com to contact you for the aforementioned requirements even though you have listed yourself under DNC, DND or NCPR facilities. Your approval, in this context, shall be considered effective provided your account is not disabled by either you/us.
Controllers of Personal Information
Your personal information shall be accumulated and saved by Loan Ki Dukaan together with its parent enterprise Parthiv Group Private Limited which exclusively owns Loan Ki Dukaan.
Purposes of Collection of your Data
LoanKiDukaan.com assembles your data when you sign up for an account, when you avail its services and products, go to its website's pages and enrol for promotions or raffles as appearing on the portal. Having registered with LoanKiDukaan.com, you agree to provide your first and last name, date of birth, sex, state and city of residence. After you register with the website join in you are no more unknown to us. You shall also be asked for your contact details at the time of registration and may receive notifications via SMSs regarding the services. Therefore, on registering you sanction LoanKiDukaan.com to send emails and text alerts to you with your particulars and any other requisites, including SMSs and mails regarding promotions.
We use your Information with the Purpose of:
- Responding to requests or questions or presented by you
- Processing requests submitted by you
- Administering or carrying out the requirements related to any deal with our business associates
- Resolving troubles with any such services offered to you
- Sending information concerning exclusive promotional offers. We might also inform you regarding descriptions of recent products. These shall include our own products or offers as well as third party offers with which LoanKiDukaan.com has an alliance.
- Improving our platform and facilities provided by LoanKiDukaan.com. We may possibly conjoin data received from you with data we acquire from third parties.
- Communicating to you notices, offers pertinent to the services availed by you through this portal.
- As otherwise this Privacy Policy has outlined
Information Sharing and Disclosure
No information shall be sold or rented by LoanKiDukaan.com to anyone except those as stated in this Privacy Policy. However, we may give out your data to an associate and/or a business affiliate. LoanKiDukaan.com might also sell, share and/or transmit your individually acknowledged information to concerned beneficiary owing to a sale of any portion of LoanKiDukaan.com's company or in the event of reorganization, amalgamation or consolidation of it with a separate enterprise focusing that it is no longer the subsisting unit. For specific interest of this paragraph, "affiliate" refers to any firm, person or LoanKiDukaan.com directly, or incidentally through a single or multiple intermediary, that regulates, is regulated by or is subjected to mutual control with LoanKiDukaan.com (The word "regulate "as applied in the previous sentences, shall imply to any individual, the possession, explicitly or implicitly, of the authority, by means of right to vote, rights enlisted in contracts or otherwise, to command or cause the management of policies of the concerned person. The term persons', as used in this Privacy Policy, indicates any regular person, trust, firm, corporation, partnership, limited liability enterprise or any other such enterprise).
We restrict the assemblage and usage of your personally identifiable information. We will possibly make anonymous data and disclose the same only in an abstract manner. You shall not come into recognition individually through such data. Right of entry or use of your Account data and any kind of personally identifiable information is stringently limited and accessed only in agreement with precise internal measures, so as to achieve, advance and improve our products and services. We may make use of services provided by third parties to be able to offer our services and we need the alike to preserve the privacy of the data we provide to third parties in accordance to our agreements with the same.
We may potentially share your data, with no prior recorded consent of yours, with government organizations legally authorized to get hold of information with the intention to verify identity or to prevent, detect, investigate, prosecute and pronounce penalty for offences, or wherever revelation is mandatory for observance of a legal commitment. Any data might be a legal imperative to be released, by us, to any such third party for the moment.
Third parties like banks, lenders, credit card granters, offer various services/products like credit cards, loans on the platform. In the event of applying for such separate services and agreeing to disclose information to the same, the use of such data is administered by their separate privacy policies. LoanKiDukaan.com shall not be liable for the same.
We Collect Cookies
A cookie refers to a box of data that the user's device receives consistent with the information related to the user. The portal may utilize both authentication cookies and session cookies. Session ID cookies are used when the user is actively browsing a website. Once you finish navigating or choose to log out, the session ID cookie is terminated and erased. In the event of logging in, an authentication cookie keeps track under what name the user has logged in.
Log Files
Loan Ki Dukaan, like most prevailing websites, makes use of log files. The records may comprise browser type, internet protocol (IP) addresses, Referral/exit pages, internet service provider (ISP), time/date stamp, portal type and count of clicks to understand trends, manage the site, keep a track on the user's progress and gather wide demographic data for average use. We shall merge this spontaneously collected log data with the other data we collect about our users. We undertake this task in order to enhance marketing, to improve services we provide to our users and to better analytic functionality.
Email Opt Out
In case you no longer wish to receive email notifications and other promotional information from LoanKiDukaan.com, kindly send in an email at info@loankidukaan.com. Kindly take note that it might take a minimum of 10 days to process your application.
Security
We incorporate uninterrupted corporate and technical security procedures to guard the data we gather from our users. We employ various procedural, electronic and physical safety measures to safeguard against illegal or unlicensed use or modification of information, and against any unintended damage, loss or destruction to information. Nonetheless, no system of communication over the web, or technique of electronic loading, is 100% protected. Hence, we are unable to assure its complete safety. Moreover, the user shall be responsible for the maintenance of the privacy and safety of his/her login id and password, and shall decide not to share these records with any third party entities.
Third Party Promotion
We may utilize third-party promotional houses and/or advertising firms to provide ads as and when you visit our platform. These corporations may utilize information (except your name, email address, residential address or phone number) regarding your visits to our website so as to be able to offer promotions on this portal and other third-party portals about products and services that may turn out to be of possible relevance to you.
We make use of third-party facilities to offer ads from our side across the web and occasionally on this portal. They may ask for relevant information regarding your visits to platforms, and your dealings with our goods and services. They may also refer to data regarding your visits to separate websites for specific promotions for products and services. This anonymous data is obtained via the usage of a particular pixel tag, that is, an industry approved technology employed by aggregate websites. There shall be no collection or usage of personally identifiable data involved in this process.
Link to Other Websites
There will possibly be other associates or sites connected to LoanKiDukaan.com. Personal data that the user shall provide to such sites shall not be the property of this website. These associated websites may outline different privacy policies and practices and we urge our users to carefully read such policies when going to the same sites.
Alteration in Privacy Policy
LoanKiDukaan.com preserves the authority to alter this policy occasionally, at its own convenience. We will be updating the changes and encourage you to review the policies from time to time.
Grievance Officer
In the event of any complaints or grievances related to and applicable for rules stipulated there under, the name and contact info of the respective Grievance Officer is provided below:
LoanKiDukaan.com
Office No. 1113/1114,
Gold Crest Business Centre, LT Road,
Borivali(W), Mumbai- 400092.
Maharashtra
Email: info@loankidukaan.com